Thomas D. Ferguson

Thomas Ferguson focuses his practice on insurance coverage litigation and counseling. He represents primary and excess insurers in commercial general liability (CGL) coverage matters in a wide variety of contexts, including product liability and construction defect, with particular experience handling long‑tail environmental claims arising from industrial pollutants and other toxic substances.

Thomas regularly provides insurance coverage opinions and claim advice to insurers across multiple jurisdictions in connection with complex coverage disputes. His experience includes litigating coverage matters in both federal and state courts, as well as resolving disputes through declaratory judgment actions and alternative dispute resolution. He also advises insurers throughout the claims process, including policy interpretation and strategic claims handling.