Douglas Garmager

Doug Garmager concentrates his practice on insurance coverage, including risk management, litigation and arbitration. He routinely represents domestic and foreign insurers in complex insurance coverage matters arising under commercial and professional liability policies. Representative experience includes investigating and resolving fidelity bond and computer crime claims; counseling insurers on claims involving mortgage bankers and brokers liability, directors and officers’ liability, miscellaneous professional liability, and employment practices liability; and serving as litigation counsel for insurers in direct action and declaratory judgment litigation.

Doug is experienced in representing insurers through the life of a claim. He regularly conducts claim investigations, provides coverage opinions, monitors claims for efficient resolution, and acts as litigation counsel when coverage disputes arise. He also regularly advises insurers on policy drafting issues, changes in the law, and other risk management issues.

In addition to his insurance coverage practice, Doug also provides direct defense of professional liability matters, with a particular focus on the defense of condominium associations, real estate professionals, architects, engineers, insurance agents and brokers, and other non‑medical professionals.